/* styles.css */
:root {
  --primary-color: #0F2942; /* Navy Blue */
  --secondary-color: #475569; /* Slate Gray */
  --accent-color: #B4975A; /* Gold/Bronze accent */
  --light-bg: #F8FAFC;
  --white: #FFFFFF;
  --text-dark: #1E293B;
  --text-light: #F1F5F9;
  --font-family: 'Helvetica Neue', Arial, sans-serif;
  --transition: all 0.3s ease;
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  font-family: var(--font-family);
  color: var(--text-dark);
  background-color: var(--light-bg);
  line-height: 1.6;
  display: flex;
  flex-direction: column;
  min-height: 100vh;
}

/* Header & Nav */
header {
  background-color: var(--white);
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.1);
  position: sticky;
  top: 0;
  z-index: 1000;
}

.container {
  width: 90%;
  max-width: 1200px;
  margin: 0 auto;
}

.nav-wrapper {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 1rem 0;
}

.logo {
  text-decoration: none;
  display: flex;
  align-items: center;
}

.logo img {
  max-height: 60px;
  width: auto;
  object-fit: contain;
}

.footer-logo {
  max-height: 80px;
  width: auto;
  margin-bottom: 1rem;
  display: block;
}

.nav-links {
  display: flex;
  list-style: none;
  gap: 2rem;
}

.nav-links a {
  text-decoration: none;
  color: var(--secondary-color);
  font-weight: 500;
  transition: var(--transition);
}

.nav-links a:hover,
.nav-links a.active {
  color: var(--primary-color);
}

/* Hamburger Menu */
.hamburger {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 0.5rem;
}

.hamburger-line {
  display: block;
  width: 25px;
  height: 3px;
  margin: 5px 0;
  background-color: var(--primary-color);
  transition: var(--transition);
}

/* Main Content */
main {
  flex: 1;
}

/* Scroll Animations */
.fade-in-section {
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 0.6s ease-out, transform 0.6s ease-out;
  will-change: opacity, visibility;
}

.fade-in-section.is-visible {
  opacity: 1;
  transform: none;
}

/* Hero Slider & Page Hero */
.hero-slider-section {
  position: relative;
  height: 600px;
  overflow: hidden;
  background-color: var(--primary-color);
}

.hero-slide {
  position: absolute;
  top: 0; left: 0; width: 100%; height: 100%;
  opacity: 0;
  transition: opacity 1s ease-in-out;
  background-size: cover;
  background-position: center;
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  color: var(--white);
}

.hero-slide::before, .page-hero::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0; bottom: 0;
  background: rgba(15, 41, 66, 0.75); /* Dark navy overlay */
  z-index: 1;
}

.hero-slide.active {
  opacity: 1;
  z-index: 2;
}

.hero-slide .container, .page-hero .container {
  position: relative;
  z-index: 3;
}

.hero-slide h1, .page-hero h1 {
  font-size: 3.5rem;
  margin-bottom: 1rem;
}

.hero-slide h1 {
  transform: translateY(20px);
  opacity: 0;
  transition: all 0.8s ease 0.3s;
}

.hero-slide p {
  font-size: 1.2rem;
  max-width: 800px;
  margin: 0 auto 2rem;
  transform: translateY(20px);
  opacity: 0;
  transition: all 0.8s ease 0.5s;
}

.hero-slide .btn-group {
  transform: translateY(20px);
  opacity: 0;
  transition: all 0.8s ease 0.7s;
}

.hero-slide.active h1,
.hero-slide.active p,
.hero-slide.active .btn-group {
  transform: translateY(0);
  opacity: 1;
}

.hero-slider-btn {
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
  background: rgba(255,255,255,0.15);
  border: 1px solid rgba(255,255,255,0.3);
  color: var(--white);
  font-size: 2rem;
  width: 50px;
  height: 50px;
  border-radius: 50%;
  cursor: pointer;
  z-index: 10;
  transition: var(--transition);
  display: flex;
  align-items: center;
  justify-content: center;
}

.hero-slider-btn:hover {
  background: var(--accent-color);
  border-color: var(--accent-color);
}

.hero-prev { left: 2rem; }
.hero-next { right: 2rem; }

/* Subpage Hero */
.page-hero {
  position: relative;
  padding: 6rem 0;
  text-align: center;
  color: var(--white);
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
}

.page-hero p {
  font-size: 1.15rem;
  max-width: 780px;
  margin: 0 auto 1.5rem;
  color: rgba(255, 255, 255, 0.9);
  line-height: 1.6;
}

.breadcrumbs {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin-top: 1rem;
  font-size: 0.88rem;
  color: rgba(255, 255, 255, 0.8);
}

.breadcrumbs a {
  color: rgba(255, 255, 255, 0.85);
  text-decoration: none;
  transition: var(--transition);
}

.breadcrumbs a:hover {
  color: var(--accent-color);
  text-decoration: underline;
}

.breadcrumb-separator {
  color: rgba(255, 255, 255, 0.5);
  font-size: 0.8rem;
}

.breadcrumb-current {
  color: var(--white);
  font-weight: 600;
}

.btn {
  display: inline-block;
  background-color: var(--accent-color);
  color: var(--white);
  padding: 0.75rem 1.5rem;
  text-decoration: none;
  font-weight: bold;
  border-radius: 4px;
  transition: var(--transition);
  border: none;
  cursor: pointer;
  font-size: 1rem;
}

.btn:hover {
  background-color: #9A7F48;
}

.btn-secondary {
  background-color: transparent;
  border: 2px solid var(--white);
  margin-left: 1rem;
}

.btn-secondary:hover {
  background-color: var(--white);
  color: var(--primary-color);
}

/* Sections */
.section, .about-section, .services-overview-section {
  padding: 4rem 0;
}

.section-title-wrap {
  text-align: center;
  max-width: 800px;
  margin: 0 auto 2.5rem;
}

.section-title {
  text-align: center;
  color: var(--primary-color);
  font-size: 2rem;
  margin-bottom: 3rem;
}

.section-title-wrap .section-title {
  margin-bottom: 0.75rem;
}

.section-subtitle {
  color: var(--secondary-color);
  font-size: 1.1rem;
  line-height: 1.6;
}

/* Grid Layouts */
.grid-2, .about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2.5rem;
  align-items: center;
}

@media (max-width: 860px) {
  .about-grid {
    grid-template-columns: 1fr;
    gap: 2rem;
  }
}

.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

/* 4-Metric Grid for Risk Architecture */
.risk-metrics-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
  margin-top: 2rem;
}

@media (max-width: 992px) {
  .risk-metrics-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 576px) {
  .risk-metrics-grid {
    grid-template-columns: 1fr;
  }
}

/* Cards */
.card {
  background-color: var(--white);
  padding: 2rem;
  border-radius: 8px;
  box-shadow: 0 4px 6px rgba(0, 0, 0, 0.05);
  transition: var(--transition);
}

.card:hover {
  transform: translateY(-5px);
  box-shadow: 0 10px 15px rgba(0, 0, 0, 0.1);
}

.card h3 {
  color: var(--primary-color);
  margin-bottom: 1rem;
}

/* Contact Form */
.contact-container {
  max-width: 800px;
  margin: 0 auto;
}

.form-group {
  margin-bottom: 1.5rem;
}

.form-group label {
  display: block;
  margin-bottom: 0.5rem;
  font-weight: 500;
  color: var(--primary-color);
}

.form-group input,
.form-group textarea,
.form-group select {
  width: 100%;
  padding: 0.75rem;
  border: 1px solid #CBD5E1;
  border-radius: 4px;
  font-family: inherit;
  font-size: 1rem;
  background-color: var(--white);
}

.form-group input:focus,
.form-group textarea:focus,
.form-group select:focus {
  outline: none;
  border-color: var(--primary-color);
}

.contact-info {
  margin-top: 3rem;
  padding: 2rem;
  background-color: var(--white);
  border-radius: 8px;
  text-align: center;
}

/* Interactive Google Map & Landmarks Showcase */
.map-section-wrapper {
  margin-top: 4rem;
}

.map-header-intro {
  text-align: center;
  max-width: 800px;
  margin: 0 auto 2rem;
}

.map-toolbar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
  background-color: #FFFFFF;
  border: 1px solid #CBD5E1;
  border-radius: 8px 8px 0 0;
  padding: 0.85rem 1.25rem;
  flex-wrap: wrap;
}

.map-filter-group {
  display: flex;
  gap: 0.45rem;
  flex-wrap: wrap;
}

.map-filter-btn {
  background-color: #F1F5F9;
  border: 1px solid #E2E8F0;
  color: var(--secondary-color);
  font-size: 0.82rem;
  font-weight: 600;
  padding: 0.4rem 0.85rem;
  border-radius: 50px;
  cursor: pointer;
  transition: var(--transition);
  font-family: inherit;
}

.map-filter-btn:hover {
  background-color: #E2E8F0;
  color: var(--primary-color);
}

.map-filter-btn.active {
  background-color: var(--primary-color);
  color: #FFFFFF;
  border-color: var(--primary-color);
  box-shadow: 0 2px 5px rgba(15, 41, 66, 0.2);
}

.map-actions-group {
  display: flex;
  gap: 0.5rem;
}

.map-action-btn {
  background-color: #FFFFFF;
  border: 1px solid #CBD5E1;
  color: var(--primary-color);
  font-size: 0.82rem;
  font-weight: 600;
  padding: 0.4rem 0.85rem;
  border-radius: 6px;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  transition: var(--transition);
  font-family: inherit;
}

.map-action-btn:hover {
  background-color: #F8FAFC;
  border-color: var(--primary-color);
  color: var(--accent-color);
}

.map-interactive-grid {
  display: grid;
  grid-template-columns: 360px 1fr;
  border-left: 1px solid #CBD5E1;
  border-right: 1px solid #CBD5E1;
  border-bottom: 1px solid #CBD5E1;
  border-radius: 0 0 8px 8px;
  overflow: hidden;
  background-color: #FFFFFF;
  box-shadow: 0 8px 25px rgba(0, 0, 0, 0.06);
}

@media (max-width: 991px) {
  .map-interactive-grid {
    grid-template-columns: 1fr;
  }
}

.landmarks-sidebar {
  background-color: #F8FAFC;
  border-right: 1px solid #E2E8F0;
  height: 580px;
  overflow-y: auto;
  display: flex;
  flex-direction: column;
}

.landmarks-sidebar-header {
  padding: 1rem 1.25rem 0.75rem;
  background-color: #F1F5F9;
  border-bottom: 1px solid #E2E8F0;
  font-size: 0.85rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  color: var(--secondary-color);
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.landmarks-list {
  padding: 0.75rem;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.landmark-card {
  background-color: #FFFFFF;
  border: 1px solid #E2E8F0;
  border-radius: 6px;
  padding: 1rem;
  cursor: pointer;
  transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
  position: relative;
}

.landmark-card:hover {
  border-color: #94A3B8;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.06);
  transform: translateY(-2px);
}

.landmark-card.active {
  border-color: var(--accent-color);
  box-shadow: 0 4px 14px rgba(180, 151, 90, 0.2);
  background-color: #FFFCF5;
  border-left: 4px solid var(--accent-color);
}

.landmark-card.primary-card {
  border: 1.5px solid var(--primary-color);
  background: linear-gradient(180deg, #F8FAFC 0%, #FFFFFF 100%);
}

.landmark-card.primary-card.active {
  border-color: var(--accent-color);
  border-left: 4px solid var(--accent-color);
  background-color: #FFFCF5;
}

.landmark-card-top {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 0.4rem;
}

.landmark-badge {
  font-size: 0.7rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.4px;
  padding: 0.15rem 0.5rem;
  border-radius: 4px;
}

.badge-office {
  background-color: #0F2942;
  color: #B4975A;
}

.badge-parking {
  background-color: #FEF3C7;
  color: #92400E;
  border: 1px solid #FDE68A;
}

.badge-parks {
  background-color: #ECFDF5;
  color: #065F46;
  border: 1px solid #A7F3D0;
}

.badge-civic {
  background-color: #EFF6FF;
  color: #1E40AF;
  border: 1px solid #BFDBFE;
}

.badge-shopping {
  background-color: #FAF5FF;
  color: #6B21A8;
  border: 1px solid #E9D5FF;
}

.landmark-dist {
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--secondary-color);
}

.landmark-card-title {
  font-size: 0.98rem;
  font-weight: 700;
  color: var(--primary-color);
  margin-bottom: 0.2rem;
  line-height: 1.3;
}

.landmark-card-sub {
  font-size: 0.8rem;
  color: var(--accent-color);
  font-weight: 600;
  margin-bottom: 0.45rem;
}

.landmark-card-desc {
  font-size: 0.82rem;
  color: #475569;
  line-height: 1.45;
  margin-bottom: 0.65rem;
}

.landmark-card-footer {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-top: 0.5rem;
  border-top: 1px solid #F1F5F9;
}

.landmark-address {
  font-size: 0.75rem;
  color: #64748B;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
  max-width: 200px;
}

.landmark-focus-btn {
  background: none;
  border: none;
  color: var(--primary-color);
  font-size: 0.75rem;
  font-weight: 700;
  cursor: pointer;
  padding: 0.2rem 0.4rem;
  border-radius: 4px;
  transition: var(--transition);
}

.landmark-focus-btn:hover {
  color: var(--accent-color);
  background-color: #F1F5F9;
}

/* Map Canvas */
.map-canvas-container {
  position: relative;
  height: 580px;
  width: 100%;
  background-color: #E2E8F0;
}

#contactGoogleMap {
  width: 100%;
  height: 100%;
}

/* Custom Google Map InfoWindow */
.custom-infowindow {
  padding: 0.4rem;
  max-width: 300px;
  font-family: inherit;
  color: #1E293B;
}

.iw-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 0.4rem;
}

.iw-badge {
  font-size: 0.68rem;
  font-weight: 700;
  text-transform: uppercase;
  padding: 0.15rem 0.45rem;
  border-radius: 4px;
}

.iw-distance {
  font-size: 0.75rem;
  font-weight: 600;
  color: #64748B;
}

.iw-title {
  font-size: 1.05rem;
  font-weight: 700;
  color: #0F2942;
  margin-bottom: 0.15rem;
}

.iw-subtitle {
  font-size: 0.8rem;
  color: #B4975A;
  font-weight: 600;
  margin-bottom: 0.45rem;
}

.iw-address {
  font-size: 0.8rem;
  color: #475569;
  margin-bottom: 0.4rem;
  font-weight: 500;
}

.iw-desc {
  font-size: 0.8rem;
  color: #334155;
  line-height: 1.4;
  margin-bottom: 0.65rem;
}

.iw-primary-row {
  display: flex;
  flex-direction: column;
  gap: 0.2rem;
  font-size: 0.78rem;
  color: #1E293B;
  background-color: #F8FAFC;
  padding: 0.5rem;
  border-radius: 4px;
  margin-bottom: 0.75rem;
  border-left: 3px solid #B4975A;
}

.iw-primary-row a {
  color: #0F2942;
  font-weight: 700;
  text-decoration: underline;
}

.iw-actions {
  display: flex;
  gap: 0.5rem;
}

.iw-btn {
  display: inline-block;
  padding: 0.45rem 0.85rem;
  border-radius: 4px;
  font-size: 0.8rem;
  font-weight: 600;
  text-decoration: none;
  text-align: center;
  transition: var(--transition);
}

.iw-btn-directions {
  background-color: #0F2942;
  color: #FFFFFF;
  width: 100%;
}

.iw-btn-directions:hover {
  background-color: #B4975A;
  color: #FFFFFF;
}

/* Visitor Directions & Accessibility Guide */
.visitor-guide-container {
  margin-top: 2rem;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

@media (max-width: 860px) {
  .visitor-guide-container {
    grid-template-columns: 1fr;
  }
}

.visitor-guide-card {
  background-color: #FFFFFF;
  border: 1px solid #E2E8F0;
  border-radius: 8px;
  padding: 1.5rem;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.04);
}

.visitor-guide-card h4 {
  color: var(--primary-color);
  font-size: 1.05rem;
  font-weight: 700;
  margin-bottom: 0.6rem;
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.visitor-guide-card p {
  color: var(--secondary-color);
  font-size: 0.88rem;
  line-height: 1.55;
  margin-bottom: 0.5rem;
}

.visitor-guide-card strong {
  color: var(--primary-color);
}

.visitor-guide-pill {
  display: inline-block;
  background-color: #F1F5F9;
  color: var(--primary-color);
  padding: 0.25rem 0.65rem;
  border-radius: 4px;
  font-size: 0.78rem;
  font-weight: 600;
  margin-top: 0.4rem;
}

/* Fallback Map Container */
.map-fallback-container {
  display: none;
  width: 100%;
  height: 580px;
}

.map-fallback-container iframe {
  width: 100%;
  height: 100%;
  border: 0;
}


/* Footer */
footer {
  background-color: var(--primary-color);
  color: var(--text-light);
  padding: 3rem 0 1rem;
  margin-top: auto;
}

.footer-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2rem;
  margin-bottom: 2rem;
}

.footer-grid h4 {
  color: var(--white);
  margin-bottom: 1rem;
}

.footer-links {
  list-style: none;
}

.footer-links li {
  margin-bottom: 0.5rem;
}

.footer-links a {
  color: var(--text-light);
  text-decoration: none;
  transition: var(--transition);
}

.footer-links a:hover {
  color: var(--accent-color);
}

.footer-bottom {
  text-align: center;
  padding-top: 2rem;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  font-size: 0.9rem;
}

/* Testimonial Carousel */
.carousel-container {
  position: relative;
  max-width: 800px;
  margin: 0 auto;
  overflow: hidden;
  background-color: var(--white);
  padding: 3rem 4rem;
  border-radius: 8px;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.05);
  text-align: center;
}

.carousel-track {
  display: flex;
  transition: transform 0.5s ease-in-out;
  width: 100%;
}

.carousel-slide {
  min-width: 100%;
  box-sizing: border-box;
  padding: 0 1rem;
}

.testimonial-text {
  font-size: 1.25rem;
  font-style: italic;
  color: var(--secondary-color);
  margin-bottom: 1.5rem;
}

.testimonial-author {
  color: var(--primary-color);
  font-weight: bold;
}

.carousel-btn {
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
  background: none;
  border: none;
  font-size: 2rem;
  color: var(--accent-color);
  cursor: pointer;
  padding: 0.5rem;
  transition: var(--transition);
  z-index: 10;
}

.carousel-btn:hover {
  color: var(--primary-color);
}

.prev-btn { left: 0.5rem; }
.next-btn { right: 0.5rem; }

.carousel-dots {
  display: flex;
  justify-content: center;
  gap: 0.5rem;
  margin-top: 2rem;
}

.dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background-color: #CBD5E1;
  cursor: pointer;
  transition: var(--transition);
}

.dot.active, .dot:hover {
  background-color: var(--accent-color);
}

/* Back to Top Button */
#backToTopBtn {
  position: fixed;
  bottom: 6.5rem;
  right: 2rem;
  background-color: var(--accent-color);
  color: var(--white);
  border: none;
  border-radius: 50%;
  width: 50px;
  height: 50px;
  font-size: 1.5rem;
  cursor: pointer;
  box-shadow: 0 4px 10px rgba(0, 0, 0, 0.2);
  opacity: 0;
  visibility: hidden;
  transform: translateY(20px);
  transition: var(--transition);
  z-index: 999;
  display: flex;
  align-items: center;
  justify-content: center;
}

#backToTopBtn.show {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

#backToTopBtn:hover {
  background-color: #9A7F48;
  transform: translateY(-5px);
}

/* Accordion & FAQ System */
.faq-filter-bar {
  display: flex;
  justify-content: center;
  gap: 0.5rem;
  margin-bottom: 2rem;
  flex-wrap: wrap;
}

.faq-filter-btn {
  padding: 0.55rem 1.25rem;
  border: 1px solid #CBD5E1;
  background-color: var(--white);
  color: var(--secondary-color);
  border-radius: 50px;
  font-size: 0.9rem;
  font-weight: 600;
  cursor: pointer;
  transition: var(--transition);
  font-family: inherit;
}

.faq-filter-btn:hover {
  border-color: var(--primary-color);
  color: var(--primary-color);
}

.faq-filter-btn.active {
  background-color: var(--primary-color);
  color: var(--white);
  border-color: var(--primary-color);
  box-shadow: 0 2px 6px rgba(15, 41, 66, 0.2);
}

.accordion-item {
  background-color: var(--white);
  border: 1px solid #CBD5E1;
  border-radius: 8px;
  margin-bottom: 1rem;
  overflow: hidden;
  transition: box-shadow 0.25s ease, border-color 0.25s ease;
}

.accordion-item:hover {
  border-color: #94A3B8;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.05);
}

.accordion-item.active {
  border-color: var(--accent-color);
  box-shadow: 0 4px 16px rgba(180, 151, 90, 0.15);
}

.accordion-header {
  width: 100%;
  text-align: left;
  padding: 1.25rem 1.5rem;
  background: none;
  border: none;
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--primary-color);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
  transition: background-color var(--transition);
  font-family: inherit;
}

.accordion-header:hover {
  background-color: #F8FAFC;
}

.accordion-title-wrap {
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
  align-items: flex-start;
}

.faq-tag {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  padding: 0.18rem 0.55rem;
  border-radius: 4px;
}

.faq-tag.fiduciary {
  background-color: #EFF6FF;
  color: #1D4ED8;
  border: 1px solid #BFDBFE;
}

.faq-tag.investment {
  background-color: #F0FDF4;
  color: #15803D;
  border: 1px solid #BBF7D0;
}

.faq-tag.planning {
  background-color: #FAF5FF;
  color: #7E22CE;
  border: 1px solid #E9D5FF;
}

.faq-tag.custody {
  background-color: #FFFBEB;
  color: #B45309;
  border: 1px solid #FDE68A;
}

.accordion-icon-wrap {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background-color: #F1F5F9;
  flex-shrink: 0;
  transition: background-color 0.25s ease, transform 0.3s ease;
}

.accordion-icon {
  font-size: 1.35rem;
  color: var(--accent-color);
  transition: transform 0.3s ease;
  line-height: 1;
  font-weight: 400;
}

.accordion-item.active .accordion-icon-wrap {
  background-color: var(--primary-color);
}

.accordion-item.active .accordion-icon {
  color: var(--white);
  transform: rotate(45deg);
}

.accordion-content {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s cubic-bezier(0.4, 0, 0.2, 1);
  background-color: var(--white);
}

.accordion-body {
  padding: 0.25rem 1.5rem 1.5rem;
  color: #334155;
  font-size: 0.95rem;
  line-height: 1.65;
  border-top: 1px solid #F1F5F9;
}

.accordion-body p {
  margin: 0.75rem 0 0;
}

.accordion-body ul {
  margin: 0.5rem 0 0 1.25rem;
  padding: 0;
}

.accordion-body li {
  margin-bottom: 0.35rem;
  color: #475569;
}

.faq-highlight-pill {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  background-color: #F8FAFC;
  border-left: 3px solid var(--accent-color);
  padding: 0.5rem 0.75rem;
  font-size: 0.85rem;
  color: var(--primary-color);
  font-weight: 600;
  margin-top: 0.75rem;
  border-radius: 0 4px 4px 0;
}

/* Cookie Banner */
#cookieBanner {
  position: fixed;
  bottom: 0;
  left: 0;
  width: 100%;
  background-color: var(--primary-color);
  color: var(--text-light);
  padding: 1rem 2rem;
  z-index: 2000;
  box-shadow: 0 -4px 15px rgba(0, 0, 0, 0.15);
  transform: translateY(0);
  transition: transform 0.5s ease-in-out, opacity 0.5s ease-in-out;
}

#cookieBanner.hide {
  transform: translateY(100%);
  opacity: 0;
}

.cookie-content {
  max-width: 1200px;
  margin: 0 auto;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 2rem;
}

.cookie-content p {
  margin: 0;
  font-size: 0.95rem;
}

.cookie-content a {
  color: var(--accent-color);
  text-decoration: none;
  font-weight: bold;
}

.cookie-content a:hover {
  text-decoration: underline;
}

/* Client Login */
.nav-login-btn {
  background-color: var(--accent-color);
  color: var(--white);
  padding: 0.5rem 1.25rem;
  border: none;
  border-radius: 4px;
  font-weight: bold;
  cursor: pointer;
  font-size: 0.95rem;
  transition: var(--transition);
  font-family: inherit;
  margin-left: 1rem;
}

.nav-login-btn:hover {
  background-color: #9A7F48;
}

.login-modal {
  position: fixed;
  top: 0; left: 0; width: 100%; height: 100%;
  background: rgba(15, 41, 66, 0.85);
  z-index: 3000;
  display: flex;
  justify-content: center;
  align-items: center;
  opacity: 0;
  visibility: hidden;
  transition: var(--transition);
  backdrop-filter: blur(5px);
}

.login-modal.active {
  opacity: 1;
  visibility: visible;
}

.login-modal-content {
  background: var(--white);
  padding: 2.5rem;
  border-radius: 8px;
  width: 90%;
  max-width: 400px;
  position: relative;
  box-shadow: 0 10px 25px rgba(0,0,0,0.2);
}

.close-login-btn {
  position: absolute;
  top: 1rem;
  right: 1rem;
  background: none;
  border: none;
  font-size: 1.5rem;
  cursor: pointer;
  color: var(--secondary-color);
  transition: var(--transition);
}

.close-login-btn:hover {
  color: var(--primary-color);
}

.login-modal-content h2 {
  color: var(--primary-color);
  margin-bottom: 0.5rem;
  text-align: center;
}

.login-modal-content p {
  text-align: center;
  color: var(--secondary-color);
  margin-bottom: 1.5rem;
  font-size: 0.9rem;
}

.login-error {
  color: #dc2626;
  background-color: #fef2f2;
  border: 1px solid #fca5a5;
  padding: 0.75rem;
  border-radius: 4px;
  font-size: 0.85rem;
  text-align: center;
  margin-bottom: 1rem;
  display: none;
}

.login-spinner {
  display: none;
  width: 20px;
  height: 20px;
  border: 2px solid #fff;
  border-top: 2px solid transparent;
  border-radius: 50%;
  animation: spin 1s linear infinite;
  margin: 0 auto;
}

@keyframes spin {
  0% { transform: rotate(0deg); }
  100% { transform: rotate(360deg); }
}

/* Calculator Widget */
.calculator-widget {
  background-color: var(--white);
  border-radius: 8px;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08);
  overflow: hidden;
  max-width: 1000px;
  margin: 0 auto;
  border: 1px solid #CBD5E1;
}

.calc-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
}

.calc-inputs {
  padding: 2.5rem;
}

.calc-inputs .form-control {
  width: 100%;
  padding: 0.75rem;
  border: 1px solid #CBD5E1;
  border-radius: 4px;
  font-family: inherit;
  font-size: 1rem;
}

.calc-inputs .form-group {
  margin-bottom: 1.25rem;
}

.calc-results {
  background-color: var(--primary-color);
  color: var(--white);
  padding: 2.5rem;
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.calc-results h3 {
  margin-bottom: 1.5rem;
  font-size: 1.5rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.2);
  padding-bottom: 0.75rem;
}

.result-block {
  margin-bottom: 2rem;
}

.result-block span {
  display: block;
  font-size: 1.1rem;
  color: rgba(255, 255, 255, 0.9);
}

.result-breakdown {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.5rem;
}

.result-breakdown span {
  display: block;
  font-size: 0.9rem;
  opacity: 0.8;
  margin-bottom: 0.25rem;
}

.result-breakdown strong {
  font-size: 1.25rem;
}

.calc-disclaimer {
  font-size: 0.8rem;
  margin-top: 2rem;
  opacity: 0.7;
  line-height: 1.4;
}

/* Live Chat */
.chat-widget-container {
  position: fixed;
  bottom: 2rem;
  right: 2rem;
  z-index: 2500;
  display: flex;
  flex-direction: column;
  align-items: flex-end;
}

.chat-toggle-btn {
  width: 60px;
  height: 60px;
  border-radius: 50%;
  background-color: var(--primary-color);
  color: var(--white);
  border: none;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.2);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: var(--transition);
}

.chat-toggle-btn:hover {
  background-color: var(--accent-color);
  transform: scale(1.05);
}

.chat-window {
  width: 350px;
  height: 450px;
  background: var(--white);
  border-radius: 8px;
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.2);
  display: flex;
  flex-direction: column;
  overflow: hidden;
  margin-bottom: 1rem;
  transition: transform 0.3s ease, opacity 0.3s ease;
  transform-origin: bottom right;
}

.chat-window.hide {
  transform: scale(0.5);
  opacity: 0;
  pointer-events: none;
  position: absolute;
  bottom: 60px;
}

.chat-header {
  background: var(--primary-color);
  color: var(--white);
  padding: 1rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.chat-header h3 {
  margin: 0;
  font-size: 1.1rem;
}

.chat-header button {
  background: none;
  border: none;
  color: var(--white);
  font-size: 1.5rem;
  cursor: pointer;
  line-height: 1;
}

.chat-messages {
  flex: 1;
  padding: 1rem;
  overflow-y: auto;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  background: var(--light-bg);
}

.chat-msg {
  max-width: 85%;
  padding: 0.75rem 1rem;
  border-radius: 8px;
  font-size: 0.9rem;
  line-height: 1.4;
  animation: fadeIn 0.3s ease-in-out;
}

.bot-msg {
  background: var(--white);
  align-self: flex-start;
  border-bottom-left-radius: 0;
  border: 1px solid #CBD5E1;
  color: var(--text-dark);
}

.user-msg {
  background: var(--accent-color);
  color: var(--white);
  align-self: flex-end;
  border-bottom-right-radius: 0;
}

.chat-typing {
  align-self: flex-start;
  background: none;
  color: var(--secondary-color);
  font-size: 0.85rem;
  font-style: italic;
  display: none;
}

.chat-input-area {
  display: flex;
  border-top: 1px solid #CBD5E1;
  background: var(--white);
}

.chat-input-area input {
  flex: 1;
  border: none;
  padding: 1rem;
  outline: none;
  font-family: inherit;
  font-size: 0.95rem;
}

.chat-input-area button {
  background: none;
  border: none;
  padding: 0 1rem;
  color: var(--accent-color);
  cursor: pointer;
  transition: var(--transition);
  display: flex;
  align-items: center;
}

.chat-input-area button:hover {
  color: var(--primary-color);
}

/* Site Search */
.nav-search-btn {
  background: none;
  border: none;
  color: var(--secondary-color);
  cursor: pointer;
  display: flex;
  align-items: center;
  transition: var(--transition);
}

.nav-search-btn:hover {
  color: var(--primary-color);
}

.search-modal {
  position: fixed;
  top: 0; left: 0; width: 100%; height: 100%;
  background: rgba(15, 41, 66, 0.98);
  z-index: 3000;
  display: flex;
  justify-content: center;
  padding-top: 15vh;
  opacity: 0;
  visibility: hidden;
  transition: var(--transition);
}

.search-modal.active {
  opacity: 1;
  visibility: visible;
}

.search-modal-content {
  width: 90%;
  max-width: 700px;
}

.search-header {
  display: flex;
  gap: 1rem;
  align-items: center;
  border-bottom: 2px solid var(--accent-color);
  padding-bottom: 1rem;
}

#searchInput {
  flex: 1;
  background: none;
  border: none;
  color: var(--white);
  font-size: 2rem;
  outline: none;
  font-family: inherit;
  width: 100%;
}

#searchInput::placeholder {
  color: rgba(255, 255, 255, 0.4);
}

.close-search-btn {
  background: none;
  border: none;
  color: var(--white);
  font-size: 3rem;
  cursor: pointer;
  line-height: 1;
  padding: 0 0.5rem;
  transition: var(--transition);
}

.close-search-btn:hover {
  color: var(--accent-color);
}

.search-results {
  margin-top: 2rem;
  display: flex;
  flex-direction: column;
  gap: 1rem;
  max-height: 60vh;
  overflow-y: auto;
}

.search-result-item {
  background: var(--white);
  padding: 1.5rem;
  border-radius: 8px;
  text-decoration: none;
  color: var(--text-dark);
  transition: var(--transition);
  border-left: 4px solid var(--accent-color);
}

.search-result-item:hover {
  transform: translateX(10px);
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.2);
}

.search-result-title {
  color: var(--primary-color);
  font-weight: bold;
  font-size: 1.25rem;
  margin-bottom: 0.25rem;
}

.search-result-desc {
  font-size: 0.9rem;
  color: var(--secondary-color);
}

/* Responsive */
@media (max-width: 768px) {
  .hero-slide h1, .page-hero h1 { font-size: 2.2rem; }
  .hero-slider-section { height: 500px; }
  .page-hero { padding: 4rem 0; }
  
  .hamburger {
    display: block;
  }

  .nav-links {
    display: none;
    flex-direction: column;
    position: absolute;
    top: 100%;
    left: 0;
    width: 100%;
    background-color: var(--white);
    padding: 1rem;
    box-shadow: 0 4px 6px rgba(0, 0, 0, 0.1);
    gap: 1rem;
  }

  .nav-links.active {
    display: flex;
  }

  .grid-2,
  .grid-3 {
    grid-template-columns: 1fr;
  }
  
  .footer-grid {
    grid-template-columns: 1fr;
    text-align: center;
  }

  .carousel-container {
    padding: 2rem 2.5rem;
  }
  
  .testimonial-text {
    font-size: 1.1rem;
  }

  #backToTopBtn {
    bottom: 5rem;
    right: 1rem;
    width: 40px;
    height: 40px;
    font-size: 1.2rem;
  }

  .cookie-content {
    flex-direction: column;
    text-align: center;
    gap: 1rem;
  }

  .calc-grid {
    grid-template-columns: 1fr;
  }
  
  .calc-inputs {
    padding: 1.5rem;
  }
  
  .calc-results {
    padding: 1.5rem;
  }

  .chat-widget-container {
    bottom: 1rem;
    right: 1rem;
  }

  .chat-window {
    width: 300px;
    height: 400px;
  }

  .nav-login-btn {
    margin-left: 0;
    margin-top: 0.5rem;
    width: 100%;
  }

  .tool-dashboard-grid {
    grid-template-columns: 1fr;
    gap: 1.5rem;
  }

  .retire-metric-grid {
    grid-template-columns: 1fr;
  }

  .metric-sub-grid {
    grid-template-columns: 1fr;
  }

  .tools-tab-bar {
    flex-direction: column;
    width: 100%;
  }

  .tools-tab-btn {
    width: 100%;
    justify-content: center;
  }

  .metric-value-huge {
    font-size: 2.1rem;
  }

  .chart-header {
    flex-direction: column;
    align-items: flex-start;
    gap: 0.5rem;
  }

  .chart-legend {
    flex-wrap: wrap;
  }
}

/* ==========================================================================
   Investment Tools & D3 Visualizations
   ========================================================================== */
.nav-links a.active {
  color: var(--primary-color);
  font-weight: 700;
  position: relative;
}

.nav-links a.active::after {
  content: '';
  position: absolute;
  bottom: -4px;
  left: 0;
  width: 100%;
  height: 2px;
  background-color: var(--accent-color);
}

.page-hero-eyebrow {
  display: inline-block;
  background: rgba(180, 151, 90, 0.25);
  color: #F1F5F9;
  border: 1px solid rgba(180, 151, 90, 0.6);
  padding: 0.35rem 0.9rem;
  border-radius: 50px;
  font-size: 0.85rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 0.75rem;
}

/* Tools Tab Bar */
.tools-tab-bar {
  display: flex;
  justify-content: center;
  gap: 1rem;
  background-color: var(--white);
  padding: 0.5rem;
  border-radius: 8px;
  border: 1px solid #E2E8F0;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.04);
  max-width: 600px;
  margin: 0 auto;
}

.tools-tab-btn {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.75rem 1.25rem;
  border: none;
  background: transparent;
  color: var(--secondary-color);
  font-size: 0.95rem;
  font-weight: 600;
  border-radius: 6px;
  cursor: pointer;
  transition: var(--transition);
  font-family: inherit;
}

.tools-tab-btn:hover {
  color: var(--primary-color);
  background-color: #F1F5F9;
}

.tools-tab-btn.active {
  background-color: var(--primary-color);
  color: var(--white);
  box-shadow: 0 2px 6px rgba(15, 41, 66, 0.25);
}

.tools-tab-btn.active svg {
  stroke: var(--accent-color);
}

.tool-intro {
  text-align: center;
  margin-bottom: 2.5rem;
}

/* Tool Dashboard Layout */
.tool-dashboard-grid {
  display: grid;
  grid-template-columns: 420px 1fr;
  gap: 2rem;
  align-items: start;
}

.tool-control-card,
.tool-results-card {
  background-color: var(--white);
  border: 1px solid #CBD5E1;
  border-radius: 8px;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.05);
  padding: 2rem;
}

.tool-card-title {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-bottom: 1rem;
  margin-bottom: 1.5rem;
  border-bottom: 1px solid #E2E8F0;
}

.tool-card-title h3 {
  color: var(--primary-color);
  font-size: 1.25rem;
  margin: 0;
}

.tool-reset-btn {
  background: transparent;
  border: none;
  color: var(--secondary-color);
  font-size: 0.8rem;
  cursor: pointer;
  text-decoration: underline;
  font-family: inherit;
}

.tool-reset-btn:hover {
  color: var(--primary-color);
}

.tool-form-group {
  margin-bottom: 1.35rem;
}

.tool-label-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 0.4rem;
}

.tool-label-row label {
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--primary-color);
  margin-bottom: 0;
}

.input-display {
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--primary-color);
  background-color: #F1F5F9;
  padding: 0.15rem 0.5rem;
  border-radius: 4px;
}

.input-with-symbol {
  position: relative;
  display: flex;
  align-items: center;
}

.currency-symbol {
  position: absolute;
  left: 12px;
  font-weight: 600;
  color: #64748B;
  pointer-events: none;
  font-size: 1rem;
}

.input-with-symbol .form-control {
  padding-left: 26px;
}

.preset-pill-row {
  display: flex;
  gap: 0.4rem;
  margin-top: 0.5rem;
  flex-wrap: wrap;
}

.preset-pill {
  padding: 0.25rem 0.65rem;
  font-size: 0.8rem;
  font-weight: 600;
  border: 1px solid #CBD5E1;
  background-color: var(--white);
  color: var(--secondary-color);
  border-radius: 4px;
  cursor: pointer;
  transition: var(--transition);
  font-family: inherit;
}

.preset-pill:hover {
  border-color: var(--primary-color);
  color: var(--primary-color);
}

.preset-pill.active {
  background-color: var(--primary-color);
  color: var(--white);
  border-color: var(--primary-color);
}

.input-flex-row {
  display: flex;
  gap: 0.5rem;
}

.tool-range-slider {
  width: 100%;
  accent-color: var(--primary-color);
  cursor: pointer;
  height: 6px;
  margin: 0.5rem 0;
}

.range-ticks {
  display: flex;
  justify-content: space-between;
  font-size: 0.75rem;
  color: #64748B;
}

.field-hint {
  display: block;
  font-size: 0.75rem;
  color: #64748B;
  margin-top: 0.35rem;
  line-height: 1.3;
}

.form-grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

/* Tool Metric Summary Display */
.tool-metric-summary {
  background-color: #F8FAFC;
  border: 1px solid #E2E8F0;
  border-radius: 8px;
  padding: 1.5rem;
  margin-bottom: 1.75rem;
}

.metric-block.primary {
  text-align: center;
  margin-bottom: 1.25rem;
}

.metric-title {
  display: block;
  font-size: 0.85rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  color: #64748B;
}

.metric-value-huge {
  font-size: 2.75rem;
  font-weight: 800;
  color: var(--primary-color);
  line-height: 1.15;
  margin: 0.35rem 0;
}

.metric-sub {
  font-size: 0.85rem;
  color: #64748B;
}

.metric-sub-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
  padding-top: 1.25rem;
  border-top: 1px solid #E2E8F0;
}

.metric-stat-box {
  display: flex;
  align-items: center;
  gap: 0.6rem;
}

.stat-indicator {
  width: 10px;
  height: 10px;
  border-radius: 2px;
  flex-shrink: 0;
}

.stat-label {
  display: block;
  font-size: 0.75rem;
  color: #64748B;
}

.stat-num {
  display: block;
  font-size: 1.05rem;
  color: var(--primary-color);
}

/* D3 Chart Styling */
.chart-section {
  margin-bottom: 1.5rem;
  position: relative;
}

.chart-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 0.75rem;
}

.chart-title {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--primary-color);
}

.chart-legend {
  display: flex;
  gap: 1rem;
  font-size: 0.8rem;
  color: var(--secondary-color);
}

.legend-item {
  display: flex;
  align-items: center;
  gap: 0.35rem;
}

.legend-dot {
  width: 9px;
  height: 9px;
  border-radius: 50%;
  display: inline-block;
}

.legend-line {
  width: 16px;
  height: 3px;
  border-radius: 2px;
  display: inline-block;
}

.legend-line.dashed {
  border-top: 2px dashed var(--accent-color);
  height: 0;
  background-color: transparent !important;
}

.d3-chart-stage {
  width: 100%;
  height: 320px;
  position: relative;
}

.d3-tooltip {
  position: absolute;
  pointer-events: none;
  display: none;
  background-color: rgba(255, 255, 255, 0.98);
  border: 1px solid #CBD5E1;
  box-shadow: 0 10px 25px -5px rgba(0, 0, 0, 0.15);
  border-radius: 6px;
  padding: 0.85rem 1rem;
  z-index: 50;
  font-size: 0.85rem;
  min-width: 210px;
}

.tooltip-header {
  font-weight: 700;
  color: var(--primary-color);
  margin-bottom: 0.4rem;
  border-bottom: 1px solid #E2E8F0;
  padding-bottom: 0.25rem;
}

.tooltip-row {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  margin-bottom: 0.25rem;
  font-size: 0.82rem;
}

.tooltip-row .dot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  display: inline-block;
}

.tooltip-divider {
  height: 1px;
  background-color: #E2E8F0;
  margin: 0.4rem 0;
}

.insight-callout {
  background-color: #F8FAFC;
  border-left: 4px solid var(--accent-color);
  padding: 1rem 1.25rem;
  border-radius: 0 6px 6px 0;
  font-size: 0.9rem;
  color: #334155;
  margin-bottom: 1.5rem;
  line-height: 1.5;
}

/* Amortization Table */
.table-accordion-wrapper {
  margin-top: 1rem;
}

.table-toggle-btn {
  width: 100%;
  padding: 0.85rem 1.25rem;
  background-color: #F8FAFC;
  border: 1px solid #CBD5E1;
  border-radius: 6px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
  font-weight: 600;
  color: var(--primary-color);
  transition: var(--transition);
  font-family: inherit;
}

.table-toggle-btn:hover {
  background-color: #F1F5F9;
}

.table-toggle-btn svg {
  transition: transform 0.2s ease;
}

.table-toggle-btn.active svg {
  transform: rotate(180deg);
}

.table-container {
  margin-top: 0.75rem;
  border: 1px solid #E2E8F0;
  border-radius: 6px;
  overflow: hidden;
}

.table-actions {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 0.75rem 1rem;
  background-color: #F8FAFC;
  border-bottom: 1px solid #E2E8F0;
  font-size: 0.85rem;
  color: #64748B;
}

.btn-sm-outline {
  padding: 0.35rem 0.75rem;
  font-size: 0.8rem;
  border: 1px solid var(--primary-color);
  background: transparent;
  color: var(--primary-color);
  border-radius: 4px;
  cursor: pointer;
  font-weight: 600;
  transition: var(--transition);
  font-family: inherit;
}

.btn-sm-outline:hover {
  background-color: var(--primary-color);
  color: var(--white);
}

.table-scroll-pane {
  max-height: 280px;
  overflow-y: auto;
}

.data-table {
  width: 100%;
  border-collapse: collapse;
  text-align: left;
  font-size: 0.85rem;
}

.data-table th {
  background-color: #F8FAFC;
  color: #475569;
  font-weight: 600;
  padding: 0.65rem 1rem;
  position: sticky;
  top: 0;
  z-index: 10;
  border-bottom: 1px solid #CBD5E1;
}

.data-table td {
  padding: 0.65rem 1rem;
  border-bottom: 1px solid #F1F5F9;
}

.data-table tr:hover {
  background-color: #F8FAFC;
}

/* Retirement Readiness Styling */
.readiness-banner {
  display: flex;
  align-items: center;
  gap: 1rem;
  padding: 1.25rem;
  border-radius: 8px;
  margin-bottom: 1.5rem;
}

.readiness-banner.status-on-track {
  background-color: #F0FDF4;
  border: 1px solid #BBF7D0;
  color: #166534;
}

.readiness-banner.status-warning {
  background-color: #FEFCE8;
  border: 1px solid #FEF08A;
  color: #854D0E;
}

.readiness-banner.status-gap {
  background-color: #FEF2F2;
  border: 1px solid #FECACA;
  color: #991B1B;
}

.banner-status-icon {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 1.25rem;
  flex-shrink: 0;
}

.status-on-track .banner-status-icon {
  background-color: #22C55E;
  color: #ffffff;
}

.status-warning .banner-status-icon {
  background-color: #EAB308;
  color: #ffffff;
}

.status-gap .banner-status-icon {
  background-color: #EF4444;
  color: #ffffff;
}

.banner-status-text h4 {
  margin: 0 0 0.25rem;
  font-size: 1.1rem;
}

.banner-status-text p {
  margin: 0;
  font-size: 0.9rem;
  opacity: 0.9;
}

.retire-metric-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
  margin-bottom: 1.5rem;
}

.ret-metric-card {
  background-color: #F8FAFC;
  border: 1px solid #E2E8F0;
  border-radius: 8px;
  padding: 1.25rem;
  text-align: center;
}

.ret-metric-label {
  display: block;
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  color: #64748B;
  font-weight: 600;
  margin-bottom: 0.35rem;
}

.ret-metric-val {
  font-size: 1.55rem;
  font-weight: 800;
  color: var(--primary-color);
}

.ret-metric-val.highlight {
  color: #2563EB;
}

.ret-metric-sub {
  display: block;
  font-size: 0.8rem;
  color: #64748B;
  margin-top: 0.25rem;
}

.prescription-box {
  background-color: #EFF6FF;
  border: 1px solid #BFDBFE;
  border-radius: 8px;
  padding: 1.25rem;
  margin-bottom: 1.5rem;
}

.prescription-header {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  color: #1E40AF;
  margin-bottom: 0.5rem;
  font-size: 0.95rem;
}

.prescription-box p {
  margin: 0;
  font-size: 0.9rem;
  color: #1E3A8A;
  line-height: 1.5;
}

/* ==========================================================================
   CSR (Corporate Social Responsibility) & Community Impact
   ========================================================================== */
.csr-impact-stats {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
  margin-top: -3rem;
  position: relative;
  z-index: 10;
  margin-bottom: 4rem;
}

@media (max-width: 992px) {
  .csr-impact-stats {
    grid-template-columns: repeat(2, 1fr);
    margin-top: 2rem;
  }
}

@media (max-width: 576px) {
  .csr-impact-stats {
    grid-template-columns: 1fr;
  }
}

.csr-stat-card {
  background: #FFFFFF;
  border-radius: 10px;
  padding: 2rem 1.5rem;
  text-align: center;
  border: 1px solid #E2E8F0;
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.05);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.csr-stat-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 15px 30px rgba(15, 41, 66, 0.1);
  border-color: var(--accent-color);
}

.csr-stat-icon {
  font-size: 2.2rem;
  margin-bottom: 0.75rem;
  display: inline-block;
}

.csr-stat-number {
  font-size: 2.4rem;
  font-weight: 800;
  color: var(--primary-color);
  margin-bottom: 0.35rem;
  font-family: inherit;
}

.csr-stat-label {
  font-size: 0.9rem;
  color: var(--secondary-color);
  font-weight: 600;
  line-height: 1.4;
}

.csr-pillar-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 2rem;
  margin-top: 2.5rem;
}

@media (max-width: 860px) {
  .csr-pillar-grid {
    grid-template-columns: 1fr;
  }
}

.csr-pillar-card {
  background-color: #FFFFFF;
  border: 1px solid #E2E8F0;
  border-radius: 10px;
  overflow: hidden;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.04);
  display: flex;
  flex-direction: column;
}

.csr-pillar-img {
  height: 220px;
  width: 100%;
  object-fit: cover;
}

.csr-pillar-body {
  padding: 1.75rem;
  display: flex;
  flex-direction: column;
  flex-grow: 1;
}

.csr-pillar-badge {
  align-self: flex-start;
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  padding: 0.25rem 0.65rem;
  border-radius: 4px;
  background-color: rgba(180, 151, 90, 0.15);
  color: #8C7034;
  margin-bottom: 0.75rem;
}

.csr-pillar-title {
  font-size: 1.3rem;
  font-weight: 700;
  color: var(--primary-color);
  margin-bottom: 0.75rem;
}

.csr-pillar-text {
  font-size: 0.95rem;
  color: var(--secondary-color);
  line-height: 1.6;
  margin-bottom: 1.25rem;
  flex-grow: 1;
}

.csr-pillar-list {
  list-style: none;
  padding: 0;
  margin: 0;
  border-top: 1px solid #F1F5F9;
  padding-top: 1rem;
}

.csr-pillar-list li {
  font-size: 0.88rem;
  color: #334155;
  margin-bottom: 0.5rem;
  position: relative;
  padding-left: 1.4rem;
}

.csr-pillar-list li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: #10B981;
  font-weight: bold;
}

.csr-grant-banner {
  background: linear-gradient(135deg, var(--primary-color) 0%, #173859 100%);
  border-radius: 12px;
  color: #FFFFFF;
  padding: 3rem 2.5rem;
  margin-top: 4rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 2rem;
  flex-wrap: wrap;
}

.csr-grant-text h3 {
  font-size: 1.65rem;
  margin-bottom: 0.5rem;
  color: #FFFFFF;
}

.csr-grant-text p {
  color: #E2E8F0;
  font-size: 1rem;
  max-width: 650px;
  line-height: 1.6;
}

/* ==========================================================================
   Legal & Terms Pages (terms.html & policy.html)
   ========================================================================== */
.legal-layout {
  display: grid;
  grid-template-columns: 280px 1fr;
  gap: 3rem;
  align-items: start;
}

@media (max-width: 960px) {
  .legal-layout {
    grid-template-columns: 1fr;
    gap: 2rem;
  }

  .legal-sidebar {
    position: static;
    top: auto;
  }

  .legal-nav-list {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 0.5rem;
  }
}

@media (max-width: 600px) {
  .legal-nav-list {
    grid-template-columns: 1fr;
  }

  .legal-content-card {
    padding: 1.5rem 1.25rem;
  }
}

.legal-sidebar {
  background: #FFFFFF;
  border: 1px solid #E2E8F0;
  border-radius: 8px;
  padding: 1.5rem;
  position: sticky;
  top: 100px;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.03);
}

.legal-sidebar-title {
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  color: #64748B;
  font-weight: 700;
  margin-bottom: 1rem;
  padding-bottom: 0.5rem;
  border-bottom: 1px solid #F1F5F9;
}

.legal-nav-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
}

.legal-nav-link {
  display: block;
  padding: 0.45rem 0.75rem;
  font-size: 0.88rem;
  color: var(--secondary-color);
  border-radius: 4px;
  text-decoration: none;
  transition: var(--transition);
  line-height: 1.4;
}

.legal-nav-link:hover,
.legal-nav-link.active {
  background-color: #F1F5F9;
  color: var(--primary-color);
  font-weight: 600;
  padding-left: 0.95rem;
  border-left: 3px solid var(--accent-color);
}

.legal-content-card {
  background: #FFFFFF;
  border: 1px solid #E2E8F0;
  border-radius: 8px;
  padding: 2.5rem;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.03);
}

.legal-content-card h2 {
  color: var(--primary-color);
  font-size: 1.5rem;
  margin-top: 2rem;
  margin-bottom: 0.85rem;
  padding-bottom: 0.4rem;
  border-bottom: 1px solid #F1F5F9;
}

.legal-content-card h2:first-of-type {
  margin-top: 0;
}

.legal-content-card h3 {
  color: var(--primary-color);
  font-size: 1.15rem;
  margin-top: 1.25rem;
  margin-bottom: 0.5rem;
}

.legal-content-card p {
  color: #334155;
  font-size: 0.95rem;
  line-height: 1.7;
  margin-bottom: 1rem;
}

.legal-content-card ul {
  padding-left: 1.5rem;
  margin-bottom: 1.25rem;
}

.legal-content-card li {
  color: #334155;
  font-size: 0.93rem;
  line-height: 1.6;
  margin-bottom: 0.4rem;
}

.legal-callout-box {
  background-color: #F8FAFC;
  border-left: 4px solid var(--accent-color);
  padding: 1.25rem 1.5rem;
  margin: 1.5rem 0;
  border-radius: 0 6px 6px 0;
}

.legal-callout-box p {
  margin: 0;
  font-size: 0.92rem;
  color: #1E293B;
  font-style: italic;
}

.compliance-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.5rem;
  margin-top: 2rem;
}

@media (max-width: 768px) {
  .compliance-grid {
    grid-template-columns: 1fr;
  }
}

.compliance-card {
  background: #F8FAFC;
  border: 1px solid #E2E8F0;
  border-radius: 8px;
  padding: 1.5rem;
}

.compliance-card h4 {
  color: var(--primary-color);
  font-size: 1.05rem;
  margin-bottom: 0.45rem;
}

.compliance-card p {
  font-size: 0.88rem;
  color: #475569;
  line-height: 1.5;
  margin-bottom: 0.75rem;
}

.compliance-badge {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  padding: 0.2rem 0.5rem;
  border-radius: 4px;
  background-color: #EFF6FF;
  color: #1D4ED8;
  border: 1px solid #BFDBFE;
}

/* ==========================================================================
   Risk Analysis & Portfolio Profiler
   ========================================================================== */
.risk-matrix-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.25rem;
  margin: 2rem 0;
}

@media (max-width: 992px) {
  .risk-matrix-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 576px) {
  .risk-matrix-grid {
    grid-template-columns: 1fr;
  }
}

.risk-matrix-card {
  background: #FFFFFF;
  border: 1px solid #E2E8F0;
  border-radius: 8px;
  padding: 1.5rem 1.25rem;
  text-align: center;
  border-top: 4px solid var(--primary-color);
  transition: var(--transition);
}

.risk-matrix-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 8px 20px rgba(0,0,0,0.06);
}

.risk-matrix-card.tier-1 { border-top-color: #10B981; }
.risk-matrix-card.tier-2 { border-top-color: #3B82F6; }
.risk-matrix-card.tier-3 { border-top-color: #F59E0B; }
.risk-matrix-card.tier-4 { border-top-color: #EF4444; }

.risk-matrix-tier {
  font-size: 0.75rem;
  text-transform: uppercase;
  font-weight: 700;
  letter-spacing: 0.5px;
  color: #64748B;
  margin-bottom: 0.25rem;
}

.risk-matrix-name {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--primary-color);
  margin-bottom: 0.5rem;
}

.risk-matrix-score {
  display: inline-block;
  font-size: 0.82rem;
  font-weight: 700;
  padding: 0.2rem 0.6rem;
  border-radius: 50px;
  background: #F1F5F9;
  color: var(--secondary-color);
  margin-bottom: 1rem;
}

.risk-matrix-stats {
  border-top: 1px solid #F1F5F9;
  padding-top: 0.75rem;
  font-size: 0.82rem;
  text-align: left;
}

.risk-stat-row {
  display: flex;
  justify-content: space-between;
  margin-bottom: 0.35rem;
  color: #475569;
}

.risk-stat-row strong {
  color: var(--primary-color);
}

/* Interactive Risk Profiler Component */
.risk-profiler-wrapper {
  background: #FFFFFF;
  border: 1px solid #CBD5E1;
  border-radius: 12px;
  padding: 2.5rem;
  box-shadow: 0 10px 30px rgba(15, 41, 66, 0.06);
  margin: 3rem 0;
}

@media (max-width: 768px) {
  .risk-profiler-wrapper {
    padding: 1.5rem;
  }
}

.profiler-header {
  text-align: center;
  max-width: 700px;
  margin: 0 auto 2rem;
}

.profiler-progress-bar {
  width: 100%;
  height: 8px;
  background: #E2E8F0;
  border-radius: 4px;
  overflow: hidden;
  margin-bottom: 2rem;
}

.profiler-progress-fill {
  height: 100%;
  background: linear-gradient(90deg, var(--primary-color), var(--accent-color));
  width: 20%;
  transition: width 0.4s ease;
}

.profiler-question-step {
  display: none;
}

.profiler-question-step.active {
  display: block;
  animation: fadeIn 0.3s ease;
}

.question-legend {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--primary-color);
  margin-bottom: 0.5rem;
  display: block;
}

.question-desc {
  font-size: 0.95rem;
  color: var(--secondary-color);
  margin-bottom: 1.5rem;
  line-height: 1.5;
}

.option-group {
  display: flex;
  flex-direction: column;
  gap: 0.85rem;
  margin-bottom: 2rem;
}

.option-label {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  padding: 1rem 1.25rem;
  background: #F8FAFC;
  border: 1.5px solid #E2E8F0;
  border-radius: 8px;
  cursor: pointer;
  transition: var(--transition);
}

.option-label:hover {
  background: #F1F5F9;
  border-color: #94A3B8;
}

.option-label.selected {
  background: #FFFCF5;
  border-color: var(--accent-color);
  box-shadow: 0 0 0 1px var(--accent-color);
}

.option-label input[type="radio"] {
  margin-top: 0.25rem;
  accent-color: var(--accent-color);
  cursor: pointer;
}

.option-text-wrapper strong {
  display: block;
  color: var(--primary-color);
  font-size: 0.98rem;
  margin-bottom: 0.2rem;
}

.option-text-wrapper span {
  display: block;
  color: #64748B;
  font-size: 0.85rem;
  line-height: 1.4;
}

.profiler-nav-btns {
  display: flex;
  justify-content: space-between;
  align-items: center;
  border-top: 1px solid #E2E8F0;
  padding-top: 1.5rem;
}

/* Profiler Results Screen */
.profiler-result-screen {
  display: none;
}

.profiler-result-screen.active {
  display: block;
  animation: fadeIn 0.4s ease;
}

.result-hero-box {
  background: linear-gradient(135deg, #0F2942 0%, #1A3D63 100%);
  color: #FFFFFF;
  border-radius: 10px;
  padding: 2rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 1.5rem;
  margin-bottom: 2rem;
}

.result-hero-text h3 {
  color: #FFFFFF;
  font-size: 1.5rem;
  margin-bottom: 0.35rem;
}

.result-hero-text p {
  color: #CBD5E1;
  font-size: 0.95rem;
  max-width: 500px;
  margin: 0;
}

.score-badge-circle {
  width: 110px;
  height: 110px;
  border-radius: 50%;
  background: #FFFFFF;
  color: var(--primary-color);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  box-shadow: 0 8px 20px rgba(0, 0, 0, 0.2);
  border: 4px solid var(--accent-color);
}

.score-number {
  font-size: 2.2rem;
  font-weight: 800;
  line-height: 1;
}

.score-label {
  font-size: 0.65rem;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  color: #64748B;
  font-weight: 700;
}

.result-breakdown-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2rem;
  margin-bottom: 2rem;
}

@media (max-width: 860px) {
  .result-breakdown-grid {
    grid-template-columns: 1fr;
  }
}

.result-chart-box {
  background: #F8FAFC;
  border: 1px solid #E2E8F0;
  border-radius: 8px;
  padding: 1.5rem;
}

.result-chart-box h4 {
  color: var(--primary-color);
  font-size: 1.1rem;
  margin-bottom: 1.25rem;
}

.allocation-stacked-bar {
  width: 100%;
  height: 28px;
  border-radius: 6px;
  overflow: hidden;
  display: flex;
  margin-bottom: 1rem;
  background: #E2E8F0;
}

.alloc-bar-eq { background: #2563EB; }
.alloc-bar-fi { background: #10B981; }
.alloc-bar-re { background: #F59E0B; }
.alloc-bar-ca { background: #64748B; }

.allocation-legend-list {
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
}

.legend-item {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.88rem;
}

.legend-dot {
  width: 12px;
  height: 12px;
  border-radius: 3px;
  display: inline-block;
  margin-right: 0.5rem;
}

.result-advisory-box {
  background: #F8FAFC;
  border: 1px solid #E2E8F0;
  border-radius: 8px;
  padding: 1.5rem;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.result-advisory-box h4 {
  color: var(--primary-color);
  font-size: 1.1rem;
  margin-bottom: 0.5rem;
}

.result-advisory-box p {
  color: #475569;
  font-size: 0.92rem;
  line-height: 1.6;
}

.stress-test-table {
  width: 100%;
  border-collapse: collapse;
  margin-top: 1.5rem;
  font-size: 0.9rem;
}

.stress-test-table th,
.stress-test-table td {
  padding: 0.85rem 1rem;
  text-align: left;
  border-bottom: 1px solid #E2E8F0;
}

.stress-test-table th {
  background: #F1F5F9;
  color: var(--primary-color);
  font-weight: 700;
  font-size: 0.82rem;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.stress-test-table tr:hover td {
  background: #F8FAFC;
}

.stress-loss {
  color: #DC2626;
  font-weight: 600;
}

.stress-buffer {
  color: #15803D;
  font-weight: 600;
}